Home Page function handleOnLoad() { } if (navigator.appName.indexOf("Microsoft Internet")!=-1){ var flashHeader = window.flash_header_object; flashHeader.SetVariable('flashheader_text','Universal Lending Solutions'); flashHeader.SetVariable('flashheader_text_motto','Call us at (609) 646-3800'); } Committed to your needs Customers first Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction. Get fast answers At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice. Trust us with your financing needs. We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval! if (navigator.appName.indexOf("Microsoft Internet")!=-1){ var flashIntro = window.flash_message_display_object; flashIntro.SetVariable('message_disp_intro','WE SAY YES');

flashIntro.SetVariable('message_disp_text1','FIRST TIME BUYERS');

flashIntro.SetVariable('message_disp_text2','CREDIT ISSUES');

flashIntro.SetVariable('message_disp_text3','LATE PAYMENTS'); flashIntro.SetVariable('message_disp_image1',''); flashIntro.SetVariable('message_disp_URL',''); flashIntro.SetVariable('message_displ_loop','1'); flashIntro.SetVariable('setColor', '0x000000'); flashIntro.SetVariable('checkColor', '0x000000'); } First Name:

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* Loan Amount: Loan Purpose: Purchase Refinance Refinance & Cash Out Loan Program: 30 Year Fixed 20 Year Fixed 15 Year Fixed 3/1 ARM 5/1 ARM 7/1 ARM 10/1 ARM Adjustable Interest Only Property Use: Primary Residence Second Home Rental or Investment Property Type: Single Family Condo/Townhouse 2 Units 3 Units 4 Units Other Property Value: Enter Code Shown:

* * Required function recompute_payment_quick_calc(objForm) { var principal = objForm.elements['principal'].value; var rate = objForm.elements['rate'].value; if(rate){ var term = objForm.elements['term'].options[objForm.elements['term'].selectedIndex].value; // pay_per_year assumed to be 12 var payment = compute_payment(principal, rate, term * 12, 12); objForm.elements['payment'].value = payment; } else { alert('Please enter a rate.'); objForm.elements['rate'].focus(); } } Loan Amount: $ Rate: Term: 30 year 20 year 15 year Payment: $ Universal Lending Solutions, LLC - 2306 New Road - Northfield, NJ 08225

Office: (609)646-3800 Fax: (215)689-2121 Cell: (609)517-7682 We lend in the following states: NJ Copyright

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